financing

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Our goal is to get full roof replacement for our customers for the cost of their deductible.  For some, a deductible might be $1,500, $2,500 or even more for wind or hail damage.  Most insurance carriers charge 1% or 2% of the cost to rebuild your home (the "limit" listed for your home on your Declarations page) for a named storm or hurricane.  With the help of our partner Hearth, you could finance as little as $1,000.  

There might be improvements or add-ons a homeowner would like to make that are outside the scope of the insurance claim.  For example, if the claim provides proceeds to replace carpet but the homeowner wants to upgrade to wood floors, the difference between what the claim provides for carpeting and the cost of wood floors could be financed.  Maybe the homeowner wants to install a new or replace an existing gutter system.  This improvement could be financed.  The project does not have to be related to the insurance claim.  If a homeowner wants to be proactive for the next storm and have a whole-house generator installed or remodel the bathroom they've been talking about for years, Storm Claim NC and Hearth can help!

You can easily see personalized monthly payment options within minutes without affecting your credit score and no obligation to borrow.  Hearth makes it easy for you to find monthly payment options for your project, with:

• Loan amounts up to $100,000
• Affordable monthly payment options
• Funding within 1-3 days
• No prepayment penalties
• No home equity required

Find out your finance options for by using the Project Financing Calculator below!  

Submitting your info on the calculator does NOT affect your credit, and there is NO obligation to borrow.  Give it a try!